banner2 banner3 banner4 banner5

Subscribe now

Publications


publications

 

Banking Details


Banking Details

 

Wednesday, 31 January 2024 05:11

Pertinent Masaa’il Relating to Zakaat – Part One

Written by

1. Shari’ah has made zakaat compulsory upon the person who possesses the amount of nisaab. The amount of nisaab will be calculated from all zakaatable wealth. One will not include the basic necessities of life in his zakaat calculation. The basic necessities of life are the house, car, furniture, items in use, etc. [1]

2. It is not permissible for one to give zakaat to his ascendants (e.g. parents, grandparents, etc) and descendants (e.g. children, grandchildren, etc). [2]

3. Zakaat has to be given to a recipient of zakaat. A recipient of zakaat is a poor Muslim who does not possess the nisaab of zakaat. [3] Hence, zakaat cannot be given to a musjid or madrasah, or to pay for the burial of a deceased, etc., as these are not recipients of zakaat. [4]

Tuesday, 23 January 2024 10:14

Tamleek of Zakaat and Those Not Eligible for Zakaat

Written by

Tamleek

Tamleek is a fundamental requirement in the discharging of zakaat. Tamleek refers to transferring ownership of the wealth to the recipient of zakaat. If this requirement is not fulfilled, the zakaat will not be discharged.

Hence, zakaat cannot be used to pay for the building of a musjid, or for the lights and water of the musjid, or for the burial of a person, as in all these cases, the aspect of tamleek (giving ownership of the wealth to a poor person) is not found. [1]

Thursday, 18 January 2024 06:32

Increase or Decrease before the Zakaat Date

Written by

After possessing the nisaab amount, if a person receives any additional wealth during the course of the year, then on the completion of the zakaat year, this additional amount will be included in his zakaatable assets, on condition that the additional wealth remained with him until his zakaat date. Hence, zakaat will be calculated and discharged on the entire amount that he possesses at the time of his zakaat date.

E.g. Zaid possessed R100 000. Zaid’s zakaat year ends on the 1st of Ramadhaan. A few days before the 1st of Ramadhaan, he received a lump sum of R1 000 000 in inheritance. Zaid will have to pay zakaat on the R100 000 as well as the R1 000 000.

Similarly, if his wealth decreased before his zakaat date, he will not have to pay zakaat on the amount that decreased. Rather, he will only pay zakaat on the amount which he possessed on his zakaat date.

E.g. Zaid possessed R100 000. Zaid’s zakaat year ends on the 1st of Ramadhaan. A few days before the 1st of Ramadhaan, he spent R50 000. Zaid will not have to pay zakaat on the R50 000 that he spent. Rather, he will only have to pay zakaat on the remaining R50 000.

Tuesday, 09 January 2024 05:05

The Time of Zakaat

Written by

When a person acquires wealth which equals the nisaab and the wealth remains with him for an entire lunar year from the first day he acquired the wealth, then zakaat becomes compulsory on that wealth. [1]

E.g. Zaid acquired R3 000 (which is the nisaab amount) on the first day of the lunar year (1st of Muharram 1434). This wealth remained with him for an entire lunar year. On the 1st of Muharram 1435, zakaat will be compulsory upon the wealth.

Tuesday, 02 January 2024 05:03

Zakaatable Wealth

Written by

The following types of wealth are regarded as zakaatable wealth (wealth upon which zakaat is payable):

1. Cash (including cash in the bank) [1]

2. The market value of the merchandise contained in the share of the company [2]

3. The market rate of the balance of stock in trade (including raw materials) [See 2]

4. Receivable amounts i.e. debts owed to a person, monies loaned to people, etc. [3]

5. Foreign currencies [See 1]

6. Gold and silver [4]

7. Face value of the financial papers such as bonds loaned to the government, etc. [See 3]

Note: It should be borne in mind that bonds loaned to the government is not permissible as it is an interest-bearing loan. However, if one had got involved in it, then when the loan is paid back by the government, it will only be permissible for one to retrieve the original amount of the loan given. The interest amount paid out by the government will be impermissible. It will have to be given in sadaqah without the intention of receiving any reward. Similarly, it should be known that it is impermissible for a believer to deal in any form of interest (usury) whether it be receiving or giving an interest-bearing loan.

Tuesday, 26 December 2023 09:03

The Obligation of Zakaat

Written by

Zakaat is fardh upon a person who meets the following criteria:

1. He is a Muslim

2. He is an adult (baaligh)

3. He is a sane person

4. He is a free person (not a slave)

5. He possesses zakaatable wealth which is equal to or exceeds the nisaab amount, and he possesses this wealth for an entire lunar year. [1]

Tuesday, 19 December 2023 05:24

Sunnats and Aadaab of Discharging Zakaat – Part Three

Written by

7. Ensure that you do not give less than the amount that is obligatory upon you. Zakaat must be discharged after correctly calculating the amount that is due. Do not merely estimate the amount and discharge zakaat, as it is possible that you may estimate a lesser amount and fail to discharge your zakaat correctly. 

8. Refer to the Ulama to learn the correct method of calculating zakaat. [1]


[1] وَمَا أَرْسَلْنَا مِنْ قَبْلِكَ إِلَّا رِجَالًا نُوحِيْ إِلَيْهِمْ فَاسْئَلُوْا أَهْلَ الذِّكْرِ إِنْ كُنْتُمْ لَا تَعْلَمُوْنَ (سورة النحل: 43)

Friday, 01 December 2023 04:56

Sunnats and Aadaab of Discharging Zakaat – Part Two

Written by

4. Regard the recipient of the zakaat as doing you a favour, as he is the means of you fulfilling your fardh obligation. Through him accepting your zakaat, he is cleansing your wealth from impurity. [1]

5. Give the zakaat to the recipient with respect and dignity. You should not cause any pain to the recipient of zakaat e.g. by embarassing him or reminding him of your favour upon him. [2]

6. Do not discharge zakaat for show nor publicize the amount of zakaat you have discharged. Carrying out good deeds for show and ostentation destroys the rewards of the good deeds. [2]

Friday, 01 December 2023 04:50

Sunnats and Aadaab of Discharging Zakaat – Part One

Written by

1. When discharging zakaat, ensure that you discharge the zakaat from pure, halaal earnings. It is reported in the Hadith that Allah Ta‘ala does not accept charity given from impure wealth (i.e. haraam or doubtful wealth). [1]

2. Discharge zakaat with complete sincerity and with the intention of fulfilling the command of Allah Ta‘ala and earning His pleasure. [2]

3. Zakaat must be given happily and wholeheartedly. Do not regard zakaat to be a tax or a burden. [3]

Not Receving Reward for One’s Salaah

Hazrat Abdullah bin Mas’ood (radhiyallahu ‘anhu) mentioned, “We have been commanded to establish salaah and discharge zakaat, and the one who does not discharge his zakaat, there is no salaah for him.” [1]

The Ulama explain this Hadith to mean that though the obligation of salaah will be fulfilled, the person will not receive any reward for his salaah on account of him not discharging his zakaat. From this Hadith, it is clear that when a person neglects one branch of Deen, a detrimental effect is witnessed in all the other branches of Deen. Hence, just as neglecting zakaat impacts on salaah, similarly neglecting salaah will impact on zakaat and all the other branches of Deen. [2]

Page 2 of 12